In Karachi, a new ‘Diamond’ category has been added to the SohniDhartiProgram, which will be effective from September 22, 2023. This new categoryjoins the existing three categories, namely ‘Green,’ ‘Gold,’ and ‘Platinum.’
It’s important to note that in the budget presentation for the fiscal year2024, the Finance Minister at the time, Ishaq Dar, had announced theinitiation of the Diamond category, which includes additional incentivepoints, unrestricted bore arms licenses, preferential treatment atPakistani embassies/airports, and free passports for Diamond categoryholders.
This Program is based on points, where individuals who send remittancesthrough designated channels (entities within the State Bank’s jurisdiction)earn incentive points by sending these remittances.
Senders and their beneficiaries can obtain free goods and services throughthe use of these incentive points. For example, they can benefit fromimmigrant registration fees at the Immigration and Overseas EmploymentBureau, duty payments on imported mobile phones and vehicles at the FederalBoard of Revenue, school fees at the Overseas Pakistanis Foundation (OPF)schools, and passport renewal fees at the Directorate General ofImmigration and Passports.
Furthermore, these incentive points can also be used for international airtickets and additional luggage charges by Pakistan International Airlines(PIA), life insurance/takaful premium payments at the State Life InsuranceCorporation, and purchases made at Utility Stores Corporation of Pakistan.
These incentive points are represented in the form of a virtual cardapplication, which automatically updates with incentive points.








